LESF Super is an unitised fund and has 6 investment options to suit different needs and life stages.

  • MySuper Option
  • Cash Option
  • Conservative Option
  • Equities Option
  • High Growth Option
  • Listed Property Option

Contributions and rollovers are paid into the fund’s account and a number of units are allocated for each option selected. As the investments of each option can move either up or down in value, so does the unit price. The Fund calculates its unit prices weekly.

To obtain the most updated unit prices, please contact our Member Services team on 1800 359 686.


Product Dashboard

To help you understand the key information about each of the investment options’ fees, risk and performance, you can download the product dashboard from the links below.

  • Product Dashboard for Cash Option (coming soon)
  • Product Dashboard for Equities Option (coming soon)
  • Product Dashboard for Conservative Option (coming soon)
  • Product Dashboard for LESF MySuper Option
  • Product Dashboard for High Growth Option (coming soon)
  • Product Dashboard for Listed Property Option (coming soon)


Investment Options Summary

 

LESF MySuper Option

Equities Option

Suitability

 

Likely to suit members with a longer term investment time frame, seeking sound returns above inflation, and who are able to tolerate a medium to high level of investment risk.

Likely to suit members with a longer term investment time frame, seeking returns above inflation, who are able to tolerate a high level of investment risk.

Investment Return Objective

LESF MySuper option aims to achieve a return before tax but after investment costs equal to or better than inflation plus 3% p.a. when measured over any 10 year period.

The Equities option aims to achieve a return before tax but after investment costs equal to or better than inflation plus 4% p.a. when measured over any 10 year period.

Investment Strategy

The Trustee’s strategy to meet the objective is to invest in growth assets (Australian and International shares), with some exposure to fixed interest and cash.

The Trustee’s strategy to meet the objective is to invest almost entirely in Australian and International shares with a very small exposure to cash.

Minimum suggested timeframe for investing

10 years

10 years

Risk Level

High

Probability of a negative return in any single year is less than 20%.

Very High

Probability of a negative return in any single year is less than 33%.

Strategic Target Asset Allocation

 

 

 

 

 

Cash Option

Conservative Option

Suitability

Likely to suit extremely conservative investors.

Likely to suit members with a shorter term investment time frame, seeking stable returns with a low level of risk.

Investment Return

Objective

The Cash option aims to achieve a return before tax but after investment costs equal to or better than inflation and also positive when measured over any 1 year period.

The Conservative option aims to achieve a return before tax but after investment costs equal to or better than inflation plus 1% p.a. when measured over any 5 year period.

Investment Strategy

The Trustee’s strategy in order to meet the investment objectives is to invest 100%  in cash assets only.

The Trustee’s strategy to meet the objective is to invest in defensive assets, with some exposure to Australian shares.

Minimum suggested timeframe for investing

1 year

5 years

Risk Level

Very low

Probability of a negative return in any single year is less than 2%.

Low

Probability of a negative return in any single year is less than 5%.

Strategic Target Asset Allocation

 

 

 

 

High Growth Option

Listed Property Option

Suitability

Likely to suit members with a longer term investment time frame, seeking sound returns above inflation, who are able to tolerate a high level of investement risk.

Likely to suit members with a longer term investment time frame, seeking sound returns above inflation, who are able to tolerate a high level of investment risk.

Investment Return

Objective

The High Growth option aims to achieve a return before tax but after investment costs equal to or better than inflation plus 4.0% when measured over any 10 year period.

The Listed Poperty option aims to achieve a return before tax but after investment costs equal to or better than inflation plus 2.5% p.a. when measured over any 10 year period.

Investment Strategy

The Trustee’s strategy in order to meet the objectives is to invest in a diversified portfolio of growth and defensive assets with a strong bias towards Australian and international shares.

The Trustee’s strategy to meet the objective is to invest in a portfolio of listed Australian and international property securities with a bias towards Australian property. 

Minimum suggested timeframe for investing

10 year

10 years

Risk Level

High

Probability of a negative return in any single year is less than 25%.

High

Probability of a negative return in any single year is less than 25%.

Strategic Target Asset Allocation

 

 

 

 Investment Option Performance


Notes:

· Past performance is not an indication of future performance.
· The Accumulation Balanced option became the MySuper option on 1 January 2014.
· The Accumulation Conservative investment option became available from 1 July 2014 and commenced on 6 March 2015.
· The Accumulation High Growth and Listed Property investment option commenced on 30 October 2015.
· The Pension Balanced option commenced on 28 November 2014.
· The Pension Cash option became available from 28 November 2014 and commenced on 17 July 2015.